CMCHIS - Chief Minister's Comprehensive Health Insurance Scheme (Amma Health Insurance)

The Chief Minister’s Comprehensive Health Insurance Scheme is a positive move towards providing world-class health care to millions of people in the south Indian state of Tamil Nadu. The scheme is proving to be a success with more than 65% of the state’s population enrolled under health insurance.

This article lists various details about Amma Health Insurance. Read on to know more about the scheme.

• What Is CM’s Health Insurance Scheme (CMCHIS)?
• What Is Covered Under CMCHIS (Amma Health Insurance)?
  • 1. Hospitalization:
  • 2. Diagnostic Procedures:
  • 3. Follow-up Treatments:
  • 1. Family-floater Plan:
  • 2. Cashless Claims:
  • 3. Frequent Heath Camps:
  • 4. Coverage for Sri Lankan refugees:
  • 5. 24×7 Assistance:
  • 6. High Sum Insured:
  • 7. Wide Network of Hospitals:
  • 1. Coverage For Medical Emergencies:
  • 2. A Huge Number Of Network Hospitals:
  • 3. Multiple Treatments Are Covered:
  • 4. High Sum Insured:
  • 5. Additional Coverages:

  

  What Is CM’s Health Insurance Scheme (CMCHIS)?

  The Amma Health Insurance scheme is designed for underprivileged families that have low annual income. With the “Amma Maruthuva Kapitu Thittam”, they do not have to go through a financial struggle at the time of a medical emergency. This TN CM Insurance Scheme offers coverage to the entire family with the help of cashless facilities.

  What Is Covered Under CMCHIS (Amma Health Insurance)?

  Amma health insurance plan offers financial aid when a medical emergency strikes. With this health insurance plan, a beneficiary can avail the following coverage:

  1. Hospitalization:

  The cost of availing treatment at an empanelled hospital is covered. However, the treatment should be specified in the list of allowed medical procedures under Amma Health Insurance.

  2. Diagnostic Procedures:

  The cost of hospitalization takes up a large chunk of money during a medical emergency. However, a considerable amount of money is also required for diagnostic tests. These procedures are covered under the plan.

  3. Follow-up Treatments:

  Usually, follow-up is not covered under a commercial health insurance plan. But this coverage is offered under Amma Kapitu Thittam. This reduces the financial burden of medical treatments even further.

  Features Of Chief Minister Comprehensive Health Insurance Scheme:

  This is a useful health insurance plan with the following features:

  1. Family-floater Plan:

  Amma health insurance is a family-floater type of health insurance plan. All the registered members of an eligible family can avail health insurance benefits under this plan. One does not have to worry about future medical emergencies when covered under the TN CM Insurance Scheme.

  2. Cashless Claims:

  The beneficiaries of this health insurance plan do not have to pay money while availing treatment at an empanelled hospital. This is a huge benefit for the beneficiary as he/she does not have to think about arranging money for treatment. They can focus their attention on the well-being of the patient.

  3. Frequent Heath Camps:

  Empanelled hospitals are instructed to organize health camps at least once a month. The beneficiary can get free check-ups and follow-up treatments frequently.

  4. Coverage for Sri Lankan refugees:

  There is no cap on the income of a Sri Lankan refugee to enrol under Amma Health Insurance. He/she can thus avail seamless healthcare at the desired centre.

  5. 24×7 Assistance:

  An active call centre has been set up to answer various queries regarding Amma Health Insurance. If a person faces any problem related to the health insurance being offered, they can easily seek a solution.

  6. High Sum Insured:

  The CMCHIS policy provides good health insurance coverage of up to Rs. 5 lakhs per enrolled family annually. This relatively high coverage amount enables beneficiaries to access treatments and procedures for significant illnesses without worrying about large medical expenses or exhausting their insurance coverage. It serves as a crucial financial safety net for economically underprivileged households to obtain healthcare services.

  7. Wide Network of Hospitals:

  CMCHIS has partnered with several hundred hospitals across Tamil Nadu to provide cashless medical services to policyholders. This vast network includes primary health centres, nursing homes, as well as multi-specialty hospitals across districts and towns. Such an extensive network ensures enrolled families can easily and conveniently access quality healthcare close to their hometown during medical emergencies rather than bearing difficulties and expenses related to travelling long distances. The cashless facility at these partner hospitals further reduces the financial burden on beneficiaries.

  Benefits Of Amma Health Insurance (CM’s Health Insurance Scheme):

  The following benefits can be availed by enrolling under CMCHIS:

  1. Coverage For Medical Emergencies:

  Some families are not financially equipped to handle a medical emergency due to the increasing costs of healthcare treatments in India. The Amma Health Insurance plan is a step towards eliminating this hurdle and giving access to high-end medical treatments.

  2. A Huge Number Of Network Hospitals:

  A large number of hospitals are empanelled to give service under Amma Health Insurance. This is beneficial for people because they can reach a medical facility faster. Thus, ensuring treatment at the right time in an emergency situation.

  3. Multiple Treatments Are Covered:

  Numerous treatments are offered under Amma Health Insurance. This reduces the chances of beneficiaries paying money from their pocket. They can avail any treatment that is covered under the policy free of cost.

  4. High Sum Insured:

  CMCHIS provides high coverage of 5 lakh rupees to each family for every policy year. This amount of sum insured seems sufficient to avail most of the minor health treatments.

  5. Additional Coverages:

  A typical health insurance policy does not always provide coverage for follow-up treatments or diagnostic procedures. However, these are covered under Amma Health Insurance. Thus, one does not have to spend extra money on carrying out follow-up treatments or diagnostic procedures.

  Diseases And Treatments Covered Under CM’s Health Insurance Scheme:

  A large number of treatments are covered for various diseases under this health insurance plan. Here is the list of medical procedures that are covered under the plan.

  Bariatric surgery	Obstetric surgery	Neurosurgery	Radiation oncology
  Cardiology	Hematology	OFMS	Rheumatology
  Cardiothoracic surgeries	Hepatology	Ophthalmology surgeries	Spine
  Dermatology	Infectious diseases	Orthopedic trauma	Stemi
  ENT	Interventional cardiology	Paediatric intensive care	Surgical gastroenterology
  Endocrine surgery	Interventional radiology	Paediatric surgeries	Surgical oncology
  Endocrinology (follow up procedure)	Medical oncology	Paediatrics plastic surgery	Thoracic medicine
  Gastroenterology	Neonatology	PMR	Vascular surgeries
  Genitourinary surgery	Nephrology	Psychiatry
  Gynaecology	Neurology	Pulmonology

  Eligibility Criteria For CM’s Health Insurance:

  The Chief Minister’s Comprehensive Health Insurance Scheme is created for underprivileged families that may not receive the required health care facilities that a person requires. A person willing to enroll under this plan should strictly fulfil the eligibility criteria. Here are the conditions:

  • The family should be residents of Tamil Nadu.
  • Annual income should be less than Rs.72, 000/- per annum.
  • The member should be mentioned in the ration card of the family.
  • The applicant may be a Srilankan refugee with proof of citizenship.
  • Migrants from other Indian states who carry migration certificates from the suitable authority (they should reside in Tamil Nadu for at least six months).
  • Orphans/Rescued girl children from any registered/unregistered organization.

  How To Enroll In Chief Minister’s Comprehensive Health Insurance Scheme?

  The enrollment process for CMCHIS is not complicated. It can be done rapidly if the applicant has all the required documents in place. The documents are also easy to fetch. Here are the steps for enrollment:

  1. Acquire an income certificate from the Village Administrative Officer/Revenue authorities.
  2. Carry all the required documents to the enrollment centre.
  3. Get the documents verified by the kiosk operator.
  4. Next, your biometric details like fingerprints, photograph, eye scan, etc. will be captured.
  5. After verification and biometric scanning, your e-card will be issued.

  Documents Required To Apply To CM’s Health Insurance:

  Mainly the following things are required to apply for the CM’s health insurance policy:

  1. Income Certificate
  2. Ration Card (a copy and original both)
  3. Self-declaration from the head of the family

  One should also carry the following documents at the time of enrollment

  • Proof of identity
  • Address proof
  • Aadhar card
  • Pan card

  How To Link An Aadhaar Card With A URN?

  Sometimes it may happen that the Aadhar card of the beneficiary was not linked to the provided URN at the time of enrollment. This is not a major cause of concern as one can easily link their Aadhar card with the URN number of CMCHIS. Here are the steps.

  1. Visit CMCHIS official website
  2. Click on Beneficiary
  3. Click on LINK AADHAAR to URN

  You will be redirected to this page.

  1. Enter the URN number in the box
  2. Click the checkbox to select the option for linking your Aadhar card to URN
  3. Click on Enroll Now
  4. Select the family member from the list of beneficiaries
  5. Enter the mobile number that is linked to the Aadhar card of that family member
  6. Enter Aadhar Number
  7. Click Submit
  8. Enter the received OTP

  After successful registration, you will see a message that says “Your Aadhar number registered successfully.” If your Aadhar number was already linked, you will see this message – “Already Registered.”

  Amma Kapitu Thittam Card Download:

  The smart card is issued at the time of enrollment. In case, a beneficiary loses their card, they can easily download the Maruthuva Kapitu Thittam Card online. Here are the steps for Tamil Nadu Government Maruthuva Kapitu Thittam Card Download:

  1. Visit this page to complete Chief Minister Health Insurance Smart Card Download
  2. Enter the beneficiary’s details with along with URN or ration card number
  3. Click on ‘Generate e-card’

  Your e-card is now ready. To end the Tamil Nadu government health insurance card download process, you need to save the generated e-card. You can use the Maruthuva Kapitu Thittam ID card downloaded file in case of a medical emergency.

  How To Download CM Health Insurance Application Form?

  One does not need to apply separately with the help of a CM Health Insurance Application Form PDF. An eligible person should simply visit the enrollment centre with the required documents. The beneficiary can use the smart card d

  uring a medical emergency after the enrollment process is complete.

  Period Covered & Maximum Limit:

  The policy period of the Amma Health Insurance scheme is one year after which the policyholder needs to get the policy renewed.

  The maximum limit of this policy is 5 lakh rupees. This amount can be used by all registered family members to avail treatment for ailments/diseases listed under the policy.

  How To Search CMCHIS Member ID?

  The beneficiary of CMCHIS needs to at least have either the URN number or ration card number to search the member ID. Here are the steps to search member ID:

  1. Visit CMCHIS website. It is the official website of Amma health insurance.
  2. Click on beneficiary.
  3. You will see a list that contains links for Member search/ e-card and Member ID.
  4. Click on the desired option.
  5. You will see a page that asks for relevant information regarding URN number and other details.
  6. Fill the form and click on ‘Search.’
  7. The result for corresponding member ID will be displayed.

  Beneficiary’s Minimum Electronic Medical Records:

  To access the minimum electronic medical records of the beneficiary use the following steps:

  1. Visit Claims section at CMCHIS website
  2. Click on Beneficiary
  3. Click on Minimal Health Record

  You will be redirected to this page. Here you will see a form for accessing the medical records. Fill the following fields in the box provided on the right side of the screen:

  Now you will see the available medical records.

  Hospital ID	Hospital Name	District/City Name	Score	Grade
  1	Agarwals Eye Hospital, Hosur	Krishnagiri	14	S2
  2	Apollo Children'S Hospital	Chennai	41	S1
  3	Cancer Institute Adyar, Chennai - TN.	Chennai	51	S1
  5	Dr Agarwal Eye Hospital	Chennai	41	S1
  9	Kkr Ent Hospital And Institute, Chennai - TN.	Chennai	54	S1
  10	M N Eye Hospital	Chennai	46	S1
  12	Medical Research Foundation (Sankara Nethralaya)	Chennai	56	S1
  14	Radhatri Nethralaya T Nagar, Chennai - TN.	Chennai	26	S2
  15	Dr Rai Memorial Cancer Institute, Chennai - TN.	Chennai	53	S1
  18	Sankara Eye Hospital,Kancheepuram - TN.	Kancheepuram	21	S2
  20	Thalessemia Welfare Hospital, Chennai - TN.	Chennai	1	S2
  23	Vasantha Subramanian Hospital Pvt Ltd	Chennai	51	S1
  24	Aravind Eye Hospital	Coimbatore	51	S1
  25	Coimbatore Bone & Joint Foundation (P) Ltd	Coimbatore	23	S2
  26	Lotus Eye Care	Coimbatore	41	S1
  27	Rex Ortho Hospital	Coimbatore	68	S1
  28	Sankara Eye Hospital	Coimbatore	53	S1
  29	Sindhia Ortho Clinic	Coimbatore	39	S2
  30	Eye Foundation Ltd	Coimbatore	44	S1
  31	Vikram Ent Hospital And Research Institute	Coimbatore	0	S2
  32	Abhirami Hospital	Cuddalore	28	S2
  1184	Jc Ganesan Hospital	Madurai	23.5	S2
  35	Dnv Ortho Care	Dharmapuri	73	S1
  36	Dr Agarwal'S Eye Care Hospital	Dharmapuri	0	S2
  37	Vasan Eye Care	Dharmapuri	21	S2
  39	Acchutha Eye Care	Erode	41	S1
  40	Dr Agarwal'S Eye Hospital	Erode	10	S2
  41	Annai Ent And Head & Neck Care Centre	Erode	38	S2
  42	Arasan Eye Hospital	Erode	45	S1
  43	Erode Kidneys Center	Erode	63	S1
  44	Erode Ortho Centre	Erode	44	S1
  45	Kalyani Kidney Care Centre	Erode	64	S1
  46	Scs Hospital	Erode	34	S2
  47	Udayam Hospital	Erode	18	S2
  49	Parvathy Ortho Hospital Pvt Ltd	Kancheepuram	62	S1
  50	Bejansingh Eye Hospital (P) Ltd	Kanyakumari	43	S1
  51	Dr. Isaac Bone & Joint Speciality Hospital	Kanyakumari	53.33	S1
  53	Aarthy Eye Hospital	Karur	38	S2
  54	Abishek Ortho Center	Karur	44	S1
  55	Velan Eye Hosptial Covai Road, Karur - TN.	Karur	29	S2
  56	Dr Agarwal Eye Hospital	Krishnagiri	0	S2
  57	Vasan Eye Care Hospital,Hosur	Krishnagiri	9	S2
  58	Aravind Eye Hospital	Madurai	42	S1
  59	Dr Agarwal Eye Hospital	Madurai	16	S2
  60	Santhya Hospital	Madurai	21	S2
  61	Srivatsav Healthcare Raksha Hospitals	Madurai	32	S2
  63	Ram Bone And Joint Hospial, Nagapattinam - TN.	Nagapattinam	11	S2
  67	Aravind Eye Hospital	Cuddalore	43	S1
  69	Dr Agarwals Eye Hospital	Salem	33	S2
  70	Padmini Urology Clinic	Sivagangai	56	S1
  75	S B Hospital	Thanjavur	29	S2
  76	Thanjavoor Cancer Hospital	Thanjavur	20	S2
  77	Aravind Eye Hospital	Theni	17	S2
  78	Rohan Sekar Hospital	Theni	51	S1
  80	Vee Care Eye	Thiruvallur	14	S2
  81	Sri Ramanamaharishi Eye Hosp, Thiruvannamalai - TN.	Thiruvannamalai	33	S2
  82	Vivekananda Eye Hospital	Thiruvannamalai	30	S2
  83	Aravind Eye Hospital	Tirunelveli	48	S1
  84	Dr Agarwal Eye Hospital	Tirunelveli	21	S2
  85	Subramanian Nursing Home	Tirunelveli	21	S2
  87	Lotus Eyecare Hospital	Tirupur	34	S2
  88	The Eye Foundation	Tirupur	41	S1
  89	A G Eye Hospital	Trichy	42	S1
  90	Athreya Retinal Center Drvas Hospitaltrichy	Trichy	41	S1
  92	Mahatma Eye Hospitalthennurtrichy	Trichy	41	S1
  93	Vasan Eye Careannamalai Nagartrichy	Trichy	14	S2
  94	Dr.Agarwals Eye Hospital	Vellore	27	S2
  96	Shakthi Eye Hospital	Virudhunagar	11	S2
  888	Egmore Eye Hospital - Govt	Chennai	NA	A1
  168	Shri Gangadhareshwarar Health Services	Kancheepuram	43	S1
  169	Tanker Foundation Dialysis Centre, Thiruvallur - TN.	Thiruvallur	10	S2
  189	Arathana Hospital	Coimbatore	68	S1
  1232	Sathyam Kidney Care Centre	Coimbatore	23	S2
  199	Gem Hospital & Research Centre (P) Ltd	Coimbatore	49	S1
  1081	Dr.Sasi Eye Care Hospital, Swarnapuri, Salem - TN.	Salem	17	S2
  1083	Kongunad Kidney Centre, Tatabad, Coimbatore - TN.	Coimbatore	60	S1
  1084	Tanker Foundation, Sathuvachari, Vellore - TN.	Vellore	8	S2
  1217	Dr Anil Kumar Eye Hospital, Virudhunagar - TN.	Virudhunagar	29	S2
  1212	Balamurugan Ortho Hospital, Villupuram - TN.	Villupuram	11	S2
  1213	Dr. Agarwals Eye Hospital,Villupuram - TN.	Villupuram	7	S2
  1216	Annai Dialysis Centre, Virudhunagar - TN.	Virudhunagar	11	S2
  1211	Tanker Foudn Dialysis,Tiruverkadu, Thiruvallur - TN.	Thiruvallur	11	S2
  270	City Hospital,Dindigul - TN.	Dindigul	43.33	S1
  1052	Dr Arvind Vision Care, Thiruvallur - TN.	Thiruvallur	34	S2
  1044	Public Welfare Hospital	Tuticorin	18	S2
  288	Bharani Paventhan Multispeciality Hospital	Erode	43	S1
  293	Dr.Loganathan Orthopaedic Hospital	Erode	54	S1
  898	Bright Hospital	Madurai	54	S1
  296	Erode Cancer Centre	Erode	22	S2
  307	Kumarasamy Hospital	Erode	45	S1
  308	Lkm Hospital	Erode	27	S2
  1165	Dr Agarwal Eye Hospitalthillai Nagar Trichy	Trichy	24	S2
  1275	Kongu Hospital, Perundurai	Erode	17	S2
  1172	Harshmitra Super Speciality Cancer Centre,Trichy	Trichy	18	S2
  1071	Shree Vetrivel Hospital	Coimbatore	37	S2
  1072	Mcv Memorial Ent Trust Hospital	Coimbatore	9	S2
  1065	Van Allen Hospital,Dindigul - TN.	Dindigul	14	S2
  433	Bala Ortho Hospital	Tirupur	55	S1
  1279	Shri Andavar Eye Care And Retina Centre	Coimbatore	22	S2
  1281	Aravind Eye Hospital	Thiruvallur	47	S1
  1282	Rathna Medical Centre	Trichy	40	S2
  1283	Dr.Malas Hospital	Trichy	52	S1
  509	Dr. Muthus Hospital	Coimbatore	49	S1
  519	Global Medical Center	Salem	68	S1
  1148	Ranm Malathy Vijayakumar Hospital	Erode	22	S2
  1149	Jothi Laser Eye Hospital	Dharmapuri	18	S2
  1152	Eye Care Clinic Nursing Home	Vellore	7	S2
  1153	Srinivasa Specialty Hospital	Krishnagiri	19	S2
  536	Rishi Nethralaya Eye Hospital	Salem	26	S2
  538	Salem Gopi Hospitals	Salem	56	S1
  547	Sree Vasantham Hospital	Salem	43	S1
  900	Regional Cancer Center	Kanyakumari
  571	Kdr Hospital	Thanjavur	22	S2
  822	Nehru Urology Centre	Coimbatore	54	S1
  1173	Ponnammal Duraisamy Eye Hospital	Coimbatore	27	S2
  866	Arcot Dialysis Centre	Vellore	3	S2
  644	Ars Hospitals	Tirupur	55	S1
  1202	Kathir Eye Hospital, Namakkal, - TN.	Namakkal	9	S2
  1208	Theni Kids And Kidney Center, Theni - TN.	Theni	22	S2
  1191	Sri Ramachandra Eye Hospital	Madurai	10	S2
  1192	Sri Krishna Eye Hospital	Pudukottai	0
  660	Priya Orthopaedic Center	Tirupur	39	S2
  1174	Madurai Eye Centre	Coimbatore	25	S2
  1043	Dr Agarwal Eye Hospital,Kk Nagar	Madurai	7	S2
  862	Sathyan Eye Care Hospital & Coimbatore Glaucoma	Coimbatore	34	S2
  813	Sri Ramakrishna Hospital,Virudhunagar - TN.	Virudhunagar	17	S2
  762	Drrai Cbcc Oncologyservices Pvt Ltd Thiruvallur- TN.	Thiruvallur	17	S2
  781	A R Ortho Hospital, Pollachi	Coimbatore	46	S1
  782	Madras Ent Research Foundation,Chennai - TN.	Chennai	41	S1
  784	Tanker Foundation	Madurai	16	S2
  789	Joseph Eye Hospital	Trichy	53	S1
  1040	Sri Balaji Hospital	Erode	53	S1
  834	Graham Clinic,Sivakasi, Virudhunagar - TN.	Virudhunagar	12	S2
  846	Srivatsav Raksha Hospitals	Dindigul	34	A6
  847	Dr Suresh Eye Clinic	Kanyakumari	42	S1
  848	Manuel Orthopaedic Hospital	Kanyakumari	55	A4
  849	Amrish Oncology Services Pvt Ltd	Tiruchirapalli	9	S2
  850	Kims	Kanyakumari	3	S2
  903	Raj Hospital, Tiruvannamalai - TN.	Tiruvannamalai	40	S2
  909	Adhithya Nursing Home, Namakkal, - TN.	Namakkal	6	S2
  913	Mathi Cardiac Centre	Virudhunagar	60	S1
  914	Chandra Nursing Home, Namakkal - TN.	Namakkal	26	S2
  931	Raj Ortho Hospital	Karur	45	S1
  933	Krishna Cancer Institute Unit Of Khrf	Cuddalore	25	S2
  937	Lotus Eye Hospital, Mettuppalayam	Coimbatore	34	S2
  938	One Care Medical Centre	Coimbatore	39	S2
  942	L.V.S Eye Hospital	Erode	37	S2
  943	Ms Children'S Hospital	Erode	41	S1
  944	Ortho Life Hospital	Erode	37	S2
  950	S.K Hospital	Erode	37	S2
  951	Shri Vijaiah Traumacare Hospitals	Erode	32	S2
  952	Tpn Hospital	Erode	56	S1
  954	Sbs Hospital	Krishnagiri	37	S2
  955	Abhi Eye Hospital	Salem	32	S2
  964	Dsk Hospitale	Tirupur	44	S1
  965	Kongu Heart Centre	Tirupur	42	S1
  973	National Hospital	Erode	52	S1
  975	Usha Nursing Home	Vellore	34	S2
  981	Abirami Kidney Centre	Erode	42	S1
  983	Sri Rajan Ortho Hospital	Madurai	44	S1
  1012	Dr Arvind Vision Care	Thanjavur	17	S2
  1013	Puducherry Cancer Trust Hospital & Research Centre	Cuddalore	42.5	S1
  1014	Kt Hospital,Dindigul.	Dindigul	56.66	S1
  1015	Karur Kidney Care Hospital	Karur	13	S2
  1016	Gowsri Kidney Centre	Madurai	23	S2
  1017	Madurai Kidney Centre	Madurai	44	S1
  1018	Vijayalakshme Eye Hospital	Trichy	30	S2
  1019	Abhiman Kidney Centremadurai	Madurai	16	S2
  1020	Sri Suba Kowsik Hospital	Sivagangai	4	S2
  1027	Umarani Hospital	Krishnagiri	27	S2
  1305	Drr Eye Care Oculoplasty Hospital	Thiruvallur	28	S2
  1308	Jyoshna Hospital, Cuddalore,- TN.	Cuddalore	0	S2
  1309	Sr Ent Clinic, Cuddalore, - TN.	Cuddalore	3	S2
  1313	Eswar Hospital, Ramanathapuram, - TN.	Ramanathapuram	0	S2
  1315	Prema Clinic, Ramanathapuram, - TN.	Ramanathapuram	3	S2
  1342	Melvin Jones Lions Chart. Dialysis, Kanchipuram - TN.	Kancheepuram	6	S2
  1318	Nachimuthu Hospital	Karur	39	S2
  1319	Chennai Urology And Robotics Inst	Kancheepuram	47	S1
  1337	Silverline Speciality Hospital	Trichy	47	S1
  1352	Nathans Speciality Hospital	Krishnagiri	29.5	S2
  1353	Aravind Eye Hospital	Salem	28	S2

  How To Claim CMCHIS?

  A wide number of hospitals are empanelled to serve under Amma Health Insurance scheme. The nature of a claim will mostly be cashless. It means that the beneficiary might not need to pay the hospital bill from their pocket.

  During a medical emergency, the beneficiary should produce the Maruthuva Kapitu Thittam Card or the smart card to the hospital. A beneficiary receives this card at the time of enrollment under the Amma Health Insurance. The hospital authorities will send the related information to the Third Party Administrator (TPA) or insurance company.

  The CMCHIS claim amount will be settled directly between the hospital and the insurance company. Usually, no additional intervention from the beneficiary is required.

  CMCHIS Package List:

  An array of procedures is covered under the Amma Health Insurance plan. You can access the complete list by visiting this page.

  Chief Minister Comprehensive Health Insurance Scheme Hospital List:

  In order to provide quick and seamless healthcare facilities, the Amma Health insurance plan has a large network of empanelled hospitals. The hospital list is available at www.cmchistn.com/hospitalList.php.

  Fields	Explanation
  Enter your Smart Card URN Number /Please enter your unique ID number	URN number is printed on the smart card. It is also available on the e-card
  Enter your Mobile Number /Please enter your mobile number	Use the mobile number that was used for enrolling under the Amma Health Insurance Scheme.
  Enter Captcha Image	You will see an image on the right side of your screen. This image contains a combination of letters and numbers. If the Captcha image is not clear, you can click the refresh button and a new image will appear. Enter the letters and numbers in the box.
  Enter your OTP Number	You will receive a One Time Password on your registered mobile number. Enter that in the box.

  CMCHIS Toll-free Number And Address:

  Chief Minister’s Comprehensive Health Insurance Scheme is a state-government project that strives to remain approachable in all senses. To ensure transparency and least trouble, various contact details are made available to the general public. Here is a list of contacts that will help you resolve queries.

  Toll-Free number: 1800-425-3993

  In case you are having difficulty getting in touch with a call centre operative you can use the following contact numbers

  For queries or grievances use the following addresses:

  • The Project Director
  • Tamil Nadu Health Systems Project (TNHSP)
  • 3rd Floor, DMS Annex New Building
  • 259 Anna Salai, Teynampet
  • Chennai – 600 006, Tamil Nadu.
  • CMCHIS Project Office
  • Chief Minister’s Comprehensive Health Insurance Scheme
  • No.226, Om Sakthi Towers,
  • Kilpauk Garden Road, Kilpauk,
  • Chennai-600010, Tamil Nadu

  Contact information of Chief Medical Officers:

  District	Medical Officer	Contact Number	Email Address
  Ariyalur, Coimbatore, Erode, Krishnagiri, Nagapattinam, Perambalur, Salem, The Nilgiris, Tiruppur, Tiruvarur, Vellore, Villupuram	Dr.Prem Sagar	7373004648 / 9840197538	[email protected]
  Chennai, Dindigul, Kancheepuram, Karur, Namakkal, Sivagangai, Theni, Tiruchirapalli, Tiruvallur, Virudhunagar,	Dr.Eyeshwarya raj	7373005037	[email protected]
  Cuddalore, Dharmapuri, Kanyakumari, Madurai, Pudukottai, Ramanathapuram, Thanjavur, Tirunelveli, Tiruvannamalai, Tuticorin	Dr.Sree Ganesh	7373004372 / 9840329081	[email protected]

  The bottom Line

  The Chief Minister's Health Insurance Scheme provides important health insurance coverage to low-income families in Tamil Nadu. This helps them avail quality medical treatment without worrying about the costs. Easy enrollment, claim settlement, and helplines also make the scheme more accessible. This valuable support from the state is essential to ensure proper welfare of the people.

  Secure Your Future with ACKO Life Flexi Term Plan:

  Affordable Coverage @₹534/month & Tax Savings up to ₹54,600*

  Having both health and life insurances is crucial for complete financial security and stability. In fact, get ACKO Life Flexi Term plan at ₹534 per month. These plans protect your family’s future and can help you save taxes of up to ₹ 54600 per annum. Meanwhile, use ACKO’s Term Insurance Calculator to compare policies and rates. Moreover, buying it early will lead to lower premiums bargains and peace of mind.

  Benefit

  Description

  Maximise Tax Savings up to ₹54,600*

  Maximize your tax savings while securing your family's future.

  Customise your coverage amount

  Adapt your coverage as your life evolves and your needs change. You can increase your coverage once a year and reduce it anytime after five years.

  Customise your policy term

  Extend or shorten the policy term based on your life stage and commitments.

  Add or change your nominees

  Modify or add nominees as your family grows.

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  Adjust the payout structure to best meet their future needs.

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  Frequently Asked Questions:

  What is the maximum coverage amount provided under CMCHIS?

  The CMCHIS policy provides a maximum coverage of Rs 5 lakhs per enrolled family per year.

  How can one check their eligibility for the CMCHIS scheme?

  You can check the eligibility criteria set by the government for factors like income, residence proof, ration card, etc., on the official CMCHIS website or at the nearest enrollment centre.

  Which family members are eligible to enrol under CMCHIS?

  The following members of a family with an annual income of less than 72 thousand rupees can enrol under the scheme:>Head of the family>Legal spouse>Children of the eligible person>Dependant parents

  What documents do I need to submit to enrol in CMCHIS?

  The main documents required are: Income Certificate, Ration Card (original + copy), Self-declaration by family head, Proof of ID, Address proof, Aadhar card, and PAN card for annual income above taxable limit.

  How can I change my mobile number registered under CMCHIS?

  You can visit the nearest CMCHIS enrollment centre with relevant ID/URN proof and submit a request to change your registered mobile number.

  What is the procedure to get an e-card or smart card under CMCHIS?

  You can download an e-card by visiting the CMCHIS website, entering your URN/ration card details and generating your e-card. The smart card is issued at enrollment centres after your documents and biometrics are verified.

  Are bariatric surgeries covered under CMCHIS?

  Yes, bariatric surgery is one of the treatments covered for insured patients under the Chief Minister's insurance scheme.

  Does CMCHIS cover pre-existing diseases?

  No, CMCHIS does not cover pre-existing diseases that have occurred prior to enrollment. Only newly diagnosed diseases or ailments after policy purchase are covered.

  Can I get cashless treatment outside Tamil Nadu under CMCHIS?

  No, the cashless treatment under CMCHIS is limited only to the network of empanelled hospitals within Tamil Nadu.

  Are reimbursement claims allowed under Amma Health Insurance?

  No, only cashless claims can be availed at an empanelled hospital. This is to reduce the financial burden on the beneficiary of the health insurance plan.

  What if the head of the family is not present at the time of enrollment?

  If the head of the family is not present at the time of enrollment, the spouse is considered as the head. The enrollment process is still carried out for all family members present.

  Are dental treatments included in CMCHIS?

  Yes, various types of dental treatments are covered under CMCHIS. Dental procedures come under outpatient treatments.

  Is abdominal hysterectomy listed in CMCHIS?

  Yes, a beneficiary of Amma Health Insurance plan can undergo abdominal hysterectomy for both benign and malignant conditions. These costs will be covered under the plan.

  How long is the renewal process for CMCHIS policy every year?

  The CMCHIS policy is valid for 1 year from enrollment, after which beneficiaries have to renew their policy annually to continue coverage.

  TN Sets Package Rates For COVID-19 Treatment Under the Chief Minister’s Health Scheme

  Under the CM’s Health Insurance Scheme, the Tamil Nadu Government has set the prices for packages related to the treatment of COVID-19 infection. The statement said that all empanelled hospitals can charge up to Rs.5,000 per day for asymptomatic and mildly symptomatic patients in the general ward. The government is yet to release the prices for private hospitals to adhere to. As per the statement by the TN Government, all network hospitals categorised as A1 and A2 with ICU can charge between Rs.10,000 and Rs.15,000 and for A3 and A4, the charge can be between Rs.9,000 and Rs.13,500. Also, the government added that 25% of the beds should be allocated for COVID-19 treatment under the CM’s health insurance scheme.

  Disclaimer: *Except for exclusions like maternity benefits, undisclosed diseases, etc. Please check policy wordings for more details.

  **The content on this page is generic and shared only for informational and explanatory purposes. It is based on industry experience and several secondary sources on the internet; and is subject to changes. Please go through the applicable policy wordings for updated ACKO-centric content and before making any insurance-related decisions.